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Sunday, August 21, 2005

A Visa for Your Thoughts


A telecaller from a bank that never sleeps woke me up from my midday slumber. A oh-so-sweet voice asks me whether I would like a free credit card. Free credit, who doesn't want that. But all the credit that I needed after a graveyard shift was of forty winks. In the most pleasant tone that I could manage half-asleep, I thanked her for her efforts to deprive me of my debt-free status and switched the mobile off. My much-needed seven hours of sleep had been cut short by an hour. I pondered over the pros and the cons of a credit card and the adage Jitni chadar ho, pair utna hi phailao (Stretch your legs only as far as the sheets go) put a stop to all of my spending dreams. I had heard enough of credit card woes from my colleagues and cousins and I didn't want to add another unwarranted enigma to my already 'complicated as a woman's mind' life. I am content with my debit cards and they also keep a check on my shopaholic gene (I inherited it from my mom).

Already a debt of $100 is pending against my Indian citizenship as percapita external debt. I think the credit card companies have to wait till that is cleared before commencing to drill a hole into my wallet.

7 Comments:

The Bionic 1 said...

Are there any fish left in India, or have they all died from the polluted water over there?

I hear it's so crowded in India that if you fainted you wouldn't hit the ground. LOL

Just kiding dude, I wish you all the best my freind.
Enjoy the rest of your weekend. ;)

khyati said...

"'complicated as a woman's mind' "

you amuse me,now!!
:)))))

dwaipayan said...

yeah! the credit card sellers are really annoying.and it's always better to opt for a debit card. btw, i had no idea about ur shopaholic ness.

khyati said...

oye...and wat about credit cards for convenience???

why not get access to free debt for 15-20 days/a month,depending on when u make the purchase??

when the card is free,too?

khyati said...

oye...and wat about credit cards for convenience???

why not get access to free debt for 15-20 days/a month,depending on when u make the purchase??

when the card is free,too?

Abaniko said...

I used to have five credit cards but I discontinued them except for one. I hate credits but I have to retain one for convenience. I just see to it though that I don't overspend.

Vijay Krishna said...

Yeah, I agree with Khyati. Why not have a 15-day credit? After all, credit cards, just like guns, never hurt anyone until you...